Terms of Service
Terms of Use
These terms govern use of the CreditFixerToolkit website, demo download, full desktop software, license activation system, license email delivery, and related customer resources. By downloading, purchasing, activating, or using the software, you agree to these terms.
Important platform notice
CreditFixerToolkit is currently available for Windows 64-bit only. Linux and macOS or Unix-based systems are not supported at this time.
Software license
Purchasing CreditFixerToolkit grants one user a limited license to install and use the full desktop software according to these terms. Ownership of the software, code, branding, design, and related intellectual property remains with the developer.
License scope and device activations
A standard full desktop license is for one user and includes activation on up to 2 devices. The license is not unlimited, may not be shared as a team license, and may not be resold, redistributed, rented, sublicensed, or used to bypass activation limits.
One-time purchase model
CreditFixerToolkit is sold as a one-time desktop license for the version purchased. There are no subscription fees or timed renewal fees for the purchased version. Future major versions, if released, may be sold separately and may include upgrade pricing for existing customers.
License email and delivery
After successful checkout, the license key, full desktop app download link, Launch Pack link, setup guidance, and support details are sent to the email address used at checkout. License keys and paid download links are not displayed on the public success page.
Activation and license validation
The full desktop build requires license activation. Activation uses purchase and device-related checks to confirm license status, validate the product license, and enforce the included device limit. Licensing data is separate from private client workspace data.
Demo version
The demo version is provided for evaluation only. It may include sample data and limited behavior. The demo is not licensed for live production client work and should not be used with private client records.
Local-first data model
CreditFixerToolkit is designed as local-first desktop software. Client workspace data is stored locally on the user's machine inside an encrypted workspace. The website handles marketing, demo access, checkout, license email delivery, support, and activation. The website does not operate a cloud database for customer workspace records, client files, SSNs, credit reports, notes, documents, disputes, timelines, reports, or backup files.
Passwords, backups, and recovery
Users are responsible for protecting workspace passwords, backup passwords, backup files, license details, and their own computer systems.CreditFixerToolkit cannot recover encrypted local workspace data if the required password or backup credentials are lost.
Acceptable use
Users agree to use the software lawfully and ethically. Users are responsible for following applicable laws, regulations, consumer protection rules, credit reporting requirements, privacy obligations, and any professional or business requirements that apply to their work.
No legal, financial, tax, or compliance advice
CreditFixerToolkit is workflow software. It does not provide legal advice, financial advice, tax advice, compliance advice, credit repair certification, or authorization to operate a credit repair business. Users should consult qualified professionals when they need legal, compliance, tax, financial, or business guidance.
No outcome guarantees
CreditFixerToolkit does not guarantee credit score improvements, dispute deletions, account removals, approvals, business income, client results, legal outcomes, compliance outcomes, or any specific financial result. Results depend on the facts, documents, user actions, applicable law, and third-party responses.
Unsupported systems
The current release is for Windows 64-bit systems only. Users are responsible for confirming system compatibility before purchasing or installing. Linux, macOS, Unix-based systems, and unsupported environments are not supported at this time.
Payment processing
Payments are processed through Stripe. CreditFixerToolkit does not store full payment card information on this website or inside the desktop application. Payment processing, card handling, chargebacks, and payment settlement may be subject to Stripe and financial institution rules.
Refunds
Refund requests are handled according to the Refund Policy. Buyers should review the demo, product pages, support page, system requirements, and license scope before purchasing the full desktop license.
View Refund PolicyOfficial resources
Users who offer or plan to offer credit repair services should review official FTC and CFPB resources about credit repair organizations, credit report disputes, consumer rights, and complaint processes.
View Knowledge ResourcesSupport boundaries
Support can help with purchase questions, missing license email issues, download link questions, installer issues, activation problems, and basic product guidance. Support does not include legal advice, financial advice, tax advice, compliance advice, credit outcome promises, or done-for-you credit repair services.
Limitation of liability
The software is provided as-is and as-available. To the maximum extent permitted by law, the developer is not responsible for lost profits, lost business, business interruption, lost data caused by user error, lost passwords, failed backup discipline, misuse of the software, unsupported system use, or outcomes related to credit repair services or third-party decisions.
Updates and changes
The developer may update, improve, modify, or discontinue features over time. Minor fixes may be released for the purchased version when available. Future major versions may be offered separately.
Changes to these terms
These terms may be updated as the product, website, licensing model, email delivery process, payment flow, or legal requirements evolve. Updated terms will be published on this page.